Before starting this article series, I want to acknowledge that some people oppose using credit cards and advocate that people use their debit cards or cash instead to pay for their purchases.
Depending on the setting, purchase, and financial need, I use all three, in addition to digital payment options such as Paypal, CashApp, Venmo, etc. However, my preference is to use a credit card.
This is Part 3 of the series.
Read Part 1: My First Credit Cards here.
Read Part 2: Using Credit Cards to Leverage Expenses
What I Use My Credit Cards to Purchase
I use my credit cards for most of my expenses, such as paying recurring bills, utilities, cable, phone, groceries, and household items using credit cards. However, I find it easier to find the capital in my credit for big purchases such as airline tickets, vacation rentals and hotels, and housing and car maintenance expenses that accept credit cards without the added fee.
I use it to donate to organizations and causes I care about.
I would pay my mortgage and property taxes with my cards if I could without paying the processing fee.
Credit cards can be used to pay for most things, but it does not mean there are not some challenges and cautious people should be before swiping their cards.